Transfer Amex points to PAYBACK

PAYBACK is a rewards programme. Via PAYBACK, points can be converted onwards into Miles & More. In Germany: 3 Membership Rewards points = 1 PAYBACK °points.

• Rate: 3 MR = 1 PAYBACK °points
• Minimum transfer: 900 points
• Increment: 3 points
• Transfer time: approx. 2 working days

Conditions

• Details must match exactly on both sides
• Transfer is binding and cannot be reversed

Notes

• The only route from Membership Rewards to Miles & More (two-step, see onward conversions).

Source: Amex DE – PAYBACK Punktetransfer (checked on 24 Oct 2026)

All transfer partners

• Flying Blue – rate 5:4, from 625 points
• British Airways Club – rate 5:4, from 1,000 points
• Iberia Club – rate 5:4, from 1,000 points
• Qatar Privilege Club – rate 3:2, from 900 points
• SAS EuroBonus – rate 5:4, from 1,000 points
• Cathay (Asia Miles) – rate 3:2, from 900 points
• Emirates Skywards – rate 2:1, from 1,000 points
• Delta SkyMiles – rate 3:2, from 3,000 points
• Singapore KrisFlyer – rate 3:2, from 1,500 points
• Hilton Honors – rate 1:1, from 2,500 points
• Marriott Bonvoy – rate 3:2, from 900 points
• Radisson Rewards – rate 1:2, from 1,000 points
• ALL Accor – rate 3:1, from 900 points
• PAYBACK – rate 3:1, from 900 points
• Miles & More – via PAYBACK